A fraction of a point counts
On a typical loan, even a small rate drop can mean meaningful monthly savings and tens of thousands over the life of the loan. Catching the right window matters.
Stop refreshing rate pages every morning. Tell us the interest rate you're waiting for, and we'll watch the market for you — then notify you the moment it hits your target.
Set up my rate alert →Target Rate Watch is a free service that tracks live mortgage rates across more than 240 lenders. Instead of guessing when to refinance or lock in a purchase, you set the exact rate you're waiting for. We keep watching — day and night — and the instant the market reaches your target, you get an alert by email or text. No more checking. No more wondering if you missed the dip.
When rates dip to the number you chose, you're the first to know — not the last.
Enter your address so we can pull accurate, personalized rate estimates for your specific situation and loan type.
Choose the interest rate you're waiting for. Whether it's a refinance threshold or the number that makes a purchase work — you pick it.
The moment rates hit your target, you receive an alert by email or text. From there, you decide whether it's time to make your move.
On a typical loan, even a small rate drop can mean meaningful monthly savings and tens of thousands over the life of the loan. Catching the right window matters.
Mortgage rates can shift daily — sometimes within hours. A target alert means you're positioned to act before the window closes, instead of finding out after.
An alert is information, not pressure. When your number hits, you'll have a licensed loan officer ready to walk through your options — only if and when you want.
Close with another lender for a better combination of rate, fees, and mortgage insurance, and we'll send you a $2,000 check. We dare you to compare.
Available in all states except Washington. Conditions apply — see full terms.
It takes about a minute to set up your personalized rate alert — and it costs nothing.
Set up my rate alert →